what-is-2fa

Last updated: 2025-12-10
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2FA is an English abbreviation meaning 2-Factor Authentication (two-factor authentication). It’s a sign-in method that requires a user to verify their identity with two factors—typically a password plus something else.

What are authentication factors

  • Something you know – password, PIN, security question.
  • Something you have – mobile phone, hardware token, smart card.
  • Something you are – biometrics (fingerprint, face recognition, retina scan).

Examples of two-factor authentication: 

  • Email login: enter your password (1st factor), then type a code from an authenticator app on your phone (2nd factor).
  • Online banking: password + approval in a mobile app or SMS code.

In short

  • 2FA = slightly less convenient, but much more secure and less dependent on user discipline than single-factor authentication (SFA).
  • Improves protection against identity theft.
  • Reduces the risk of successful attacks when passwords are leaked.
  • Now a standard for banking, cloud services, and business systems.